Whether you’re self-employed, work for a small business or unemployed, finding the right health insurance plan can be a challenge. Living in Long Island, New York thier are many Health Insurance Companies in Suffolk County & Nassau County. Many people will actually forego having health insurance because of the high insurance rates. Contrary to popular belief, now is the best time to purchase health insurance. Why? Because there are insurance companies offering affordable rates, you just have to know the tricks of the trade so-to-speak.
One way to find the best health insurance rate is to comparison shop. When searching for good health insurance, avoid choosing the first health insurance provider you come across. Shop around first. The most efficient way of finding insurance rates is to choose at least 4-5 insurance companies and compare.
Some web sites offer instant online quotes while others require you to call an 800 number. Although this technique may seem a bit time-consuming, it can help you save hundreds of dollars.
Keep in mind, the lowest health insurance rate may not be the best insurance plan to choose.
Sometimes health insurance policies that are a little higher have better quality.
Also, when shopping around for quotes make sure you ask about the company’s coverage policy and what they actually cover. Consider the co-payments, prescription costs, out of pocket expenses and whether or not the insurance company will cover specialist fees.